HanseMerkur Travel Insurance

Information and Performance Specifications on Your Travel Insurance

Applies solely to performance that has been booked via RSD Travel Ltd.
Can be concluded at the time of booking, but must be concluded at least 30 days before commencement of the journey.

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Premium (up to 93 days)

TRAVEL CANCELLATION INSURANCE

If you cancel a travel booking for reasons that are covered by the insurance, or if the start of your trip is delayed for such reasons, we will reimburse your contractual commitments relating to the cancellation or the additional costs incurred for the outbound journey. Some examples of categories covered by the insurance:

  • Serious Accident Injuries
  • Unexpected and Serious Illness
  • Death
  • For retained risk see policy wording

HOLIDAY GUARANTEE (TRAVEL-DISCONTINUATION INSURANCE)

For additional return-travel costs incurred due to premature or delayed return journey and in the event of travel discontinuation within the 1st half of the trip (within a maximum of the first 8 days of the trip) we pay the full travel price, or for later return journey the proportionate travel price, and reimburse the travel services not able to be taken advantage of due to delayed commencement of the journey.
Some examples of categories covered by the insurance:

  • Serious Accident Injuries
  • Unexpected and Serious Illness, Death
  • Considerable Damage to Property
  • Delay in Transport
  • Natural Catastrophe and Natural Occur-rences at the Holiday Resort
  • For retained risk see policy wording

TRAVEL ACCIDENT INSURANCE

Benefits are paid for travel accidents that lead to the death or to invalidity of the insured person.

EMERGENCY INSURANCE

Help in cases of emergencies experienced by the insured person during the trip, e.g. help with the necessary discontinuation of the trip, in the event of criminal prosecution or loss of means of payment and documents.

  • Our emergency-call centre can be reached by you worldwide on 365 days a year – including Sundays and holidays – 24 hours a day.

Worldwide Emergency-Call Service During the Journey
From abroad: Tel. +49 221 8277-9898

TRAVEL LIABILITY INSURANCE

  • Innsurance cover against compensation claims of third parties in the event of injury to person/damage to property
  • Cover Provided
    up to £ 1 million/£ 2 million in the event of injury to person/damage to property of which up to £ 25,000 for lease damage (damage to privately rented rooms within buildings)

Retained risk only in cases of damage to hired or rented pro- perty (damage to privately rented rooms within buildings) 20% of the damage amount, though at least £50.

TRAVEL HEALTH INSURANCE

Reimbursement of the costs of:

  • out-patient and in-patient treatment by a doctor abroad
  • pharmaceutical products and dressing material prescribed by a doctor, as well as accident-related support
  • medically indicated and doctor- prescribed return transportation to the home country
  • For retained risk see policy wording

LUGGAGE INSURANCE

Insurance Sum: £ 2,000
Some examples of categories covered by the insurance:

  • Damage to Luggage while in the safekeeping of others
  • Delayed deliveries
  • Criminal acts of third parties
  • Damage due to transport accidents
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Comfort (up to 93 days)

TRAVEL CANCELLATION INSURANCE

HOLIDAY GUARANTEE (TRAVEL-DISCONTINUATION INSURANCE)

TRAVEL ACCIDENT INSURANCE

TRAVEL LIABILITY INSURANCE

TRAVEL HEALTH INSURANCE

For Performance Specifications, see policy wording


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